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Best Car Insurance Tip: Don’t Auto-Renew Without Checking

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I just got my car insurance renewal notice from Youi, and my premium was set to jump from $1254.30 to $1419.86… Seriously, what’s going on here? I haven’t had any changes in my driving or claims history, and inflation isn’t close to 10%, so the increase didn’t make sense.

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I decided to call Youi, and without much back-and-forth, they agreed to keep my premium at the original rate. It felt a bit like they’re hoping people just auto-renew without noticing, but if you push back, there’s room to negotiate.

Tip: Always reach out to your car insurance provider at renewal time. Just a quick call could keep your premium from skyrocketing—saving you hundreds of dollars.

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